Latest Industry Rates

Our team ensures that you can stay up to date with the latest industry rates.

Current Industry Index Rates

Marine & Watercraft

9.68%

industry rates

Agri & Outdoor Products

9.08%

industry rates

Motorcycles & Scooters

9.68%

industry rates

RVs, Campers & Caravans

9.08%

industry rates

Bicycles & E-Bikes

10.88%

industry rates

Last Updated: 3 February 2026, 9:53 am AEST

MitchCap Industry Rates cover the core industries of MitchCap Floorplan Portfolio. Any changes impacting industry rates are also communicated in writing to all of our customers. Changes are calculated based on quantified risks to our industry lending ensuring sustainable long term, flexible commercial market leading Floorplan. Any changes are done acting reasonably.

Benchmark Rates

ASX Benchmarks serve as the core of Australia’s interest rate landscape, providing credibility, openness, and precision to the decision-making process.

BBSW

3.83620%

> 90 days

BKBM

2.51%

> 90 days

BBSW Last Updated: 3 February 2026, 9:53 am AEST | BKBM Last Updated: 3 February 2026, 9:53 am AEST

BBSW Last Updated: 3 February 2026, 9:53 am AEST | BKBM Last Updated: 3 February 2026, 9:53 am AEST

MitchCap's floorplan finance key features

We’re here to optimise your inventory, improve cash flow, and drive sales growth. Contact us today to explore how we can support your business success.

1. 100% Advance on Equipment Inventory

100% Advance on Equipment Inventory: Our floorplan finance offers the advantage of receiving 100% advance on your equipment inventory.

2. Two-year Term per Equipment Inventory

2-Year Term per Equipment Inventory: With our floorplan finance solution, you can enjoy a flexible 2-year term for each equipment inventory.

3. Market-Leading Credit Capacity

Market-Leading Credit Capacity: We take pride in our market-leading credit capacity, which means that we have the financial strength and resources to support your equipment financing requirements.

4. Funding Equipment Held for Sale or Rent

Our floorplan finance extends beyond supporting equipment held for sale; it also covers equipment held for rent.

5. Cross-Border Factory Payments

In today's globalised economy, cross-border transactions are becoming increasingly common.

6. OEM-Backed Approved Distributor Programs

We offer a range of OEM-backed approved distributor programs, which are the most extensive in the market for Marine, RV, Motorbike, Bicycle, and Agri machinery industries.

7. Servicing Australia and New Zealand Wide

We are proud to serve clients throughout Australia and New Zealand

Our floorplan finance solution is available across both countries, ensuring that businesses in various industries can access our services and capitalize on the opportunities available in these markets.

How Floorplan Works

The Dealer orders equipment for sale, marketing, rental, or demonstration to grow sales.
The Distributor gets a commitment to pay from MitchCap on invoice/delivery (optional).
The Distributor ships the product to the Dealer, the invoice is paid by MitchCap at 100% of Value. This can include taxes and freight.
The Dealer holds the stock for sale, marketing, rental, and demonstration for up to 2 years.
The Dealer sells the stock to the End User (can be financed by MitchMarket Finance).
The Dealer keeps the margin on sale as gross profit, and remits the wholesale purchase cost to MitchCap to pay off the floorplan outstanding.